Layaway Plan

We love to hear from you, customers!

We are offering a layaway plan for engagement rings and other fine jewelry as an affordable way for you to purchase the items you need over time. Orders over $100 are eligible for layaway. Our easy layaway plan is our interest-free payment plan that allows you to make monthly installments on your purchase. Layaway is available from 2 months to 6 months, depending on the plan that you choose. When you make a deposit on your item, we hold all layaway purchases until the balance is paid in full. And Your jewelry will be automatically shipped to you. The advantage of our jewelry layaway program is that if the price of a jewelry item increases over time, your price will still remain the same. This also affords you the flexibility of paying for your jewelry over time. Please be aware that the buyer is responsible for keeping track of subsequent payments and remitting them according to the payment schedule provided by We will send an e-mail reminder if a payment becomes overdue.

Layaway Plan Terms

  1. A minimum purchase of $100 is required to use our layaway plan.
    initial payment of 25% down payment on items $100 to $500
    initial payment of 20% down payment on items $500 to $1,000
    initial payment of 15% down payment on items $1,000 or more


  2. There are no fees : layaway fee, no interest, contract (except for cancellation after 14 days).

  3. if you are interested in placing an item(s) on layaway browse our website and write down the item numbers then return to this page and press the "proceed to layaway" form button below.

  4. We will hold your layaway item for a period up to six months. Extended terms are available on certain items. Please call or email to make special arrangements. 1-877-806-9342.

  5. When checking out, choose the "layaway" payment option and call us at 1-877-806-9342 to arrange your deposit and schedule a payment plan. Payments are available through credit card or debit card, paypal, personal, business, bank check or money order. If you choose a credit card payment, Each payment will be automatically charged to your card on a monthly basis. Each time a payment is debited, you will receive a confirmation email.

  6. After submitting your request you should hear from us within 24 hrs in business day. We will email you with a total and a payment schedule. If you selected paypal as a payment option, we will send you a request for your first payment. Otherwise the check payments should be mailed to:

    62W 47th St. Suite# 704
    New York, NY, USA 10036
  7. The first payment must be received within one week from the date you are quoted a payment schedule or the layaway agreement will be cancelled. checks returned from your bank marked NSF(Not-Sufficient-Funds) or for any other reason are subject to a $20 bounce fee.

  8. you may also choose to pay off the entire balance in full at any time and receive your jewelry sooner.

  9. you may cancel your layaway within 14 days after making your first payment and receive a 100% refund. after 14 days you may cancel and receive a refund without a $15 Cancelation fee.

  10. If we do not receive your minimum payment by its due date (or within seven (7) days, we will impose a late payment fee that is $25.00.

  11. As with any MyDiaLand purchase, you may return your layaway purchase within 30 days after the date of the final mer chandise pick-up or delivered, and at your option receive a refund or exchange the item without restocking fee. Learn more about our restocking fees.

  12. If any check, instrument, or electronic authorization used to pay us is not honored upon first presentment, even if the check, instrument or electronic authorization is later honored, we may charge you a returned payment fee. This fee is up to $30.00.

  13. Change of address or email: you agree to notify us promptly in writing if you move from your billing address. Until we receive written notice of your new billing address, we will continue to send billing statements and other notices to the address we have on file for your account. Also you are responsible for notifying us of any change in your email address.

  14. We may cancel a layaway order at its discretion and without warning if it is determined that the purchaser is fraudulent or has attempted to order using a stolen credit card.

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